410 S 4th Street Victor, CO 80860 -- MLS# 5533573
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Property Description
If you're looking for a comfortable, historic home in Victor, this is a well-maintained and great option for you! Sellers have improved many aspects of the property: new roof, sewer line, 2nd bedroom window, and attic / wall / crawlspace area insulation were done in 2025. More recent work includes new sump pump in basement, vapor barrier, reinforcement of underlying foundation, and new drainage and pathways along the front of the house. Solid wood flooring is present in most of the home, as well as wooden door trim, and an antique wood-burning stove is being conveyed with the property to maintain original Victorian charm. Tall ceilings make the home feel spacious and inviting, and a sun room in the back gives a beautiful view of town and an old historic mining mill while you enjoy the quiet southern location. Underneath the house is a spacious basement area (accessed separately) with lots of storage space and the potential for further improvement should a Buyer be interested! There is also a flattened parking spot on the front of the property where a carport or garage could be placed!
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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