573 Empire Road Florissant, CO 80816 -- MLS# IR1055946
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Property Description
Move-in-ready mountain living with panoramic views on 2 usable acres in sought-after Colorado Mountain Estates. This turnkey ranch delivers space, privacy, and big-sky scenery, but the real kicker is the value: buyers get a brand-new roof installed before closing with their choice of shingle color, a nearly $50, 000 state-of-the-art owned solar system with Tesla Powerwall, and the rare chance to assume an extremely low-interest FHA loan for a remarkably affordable monthly payment. That financing advantage is a big deal. In a market where today's rates can crush affordability, this assumable loan gives qualified buyers the opportunity to step into a payment that may be dramatically lower than financing the same home from scratch at current market rates. For buyers with enough cash down or access to secondary financing for the equity difference, it can create a blended payment scenario that is tough to beat. Add in the long-term utility savings and backup reliability of the fully owned solar and Powerwall system, and this home offers a financial package that is unusually compelling. Inside, the bright open floor plan features vaulted ceilings, rich wood floors, a welcoming great room, and a spacious chef's kitchen with granite counters, stainless appliances, generous cabinetry, a large island, and pantry storage. The smart split-bedroom layout offers privacy for the primary suite, complete with walk-in closet and private 4-piece bath. Central A / C, well and septic, low-maintenance stucco, an attached 2-car garage with 220V power and epoxy floors, plus a separate outbuilding add even more function and independence. Year-round access, lower taxes, favorable insurance supported by the neighborhood fire department, and close proximity to Florissant Fossil Beds make this a rare lifestyle and financial win.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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Listings courtesy of REcolorado as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. Based on information submitted to the MLS GRID as of 04/11/2026 09:20 pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
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